FAQs

Question from a South African consumer: My credit record has been breached and I have become a victim of Fraud. I was contacted by Telkom a few months ago, stating that I owed R2000 and that I am to make the payment before my landline is terminated. Howev...

Credit report information: Credit reports display both positive and negative information based on the actions you have taken with regards to your credit. The following information may be present on your credit report: 1. Defaults: A persistent default wil...

Reckless lending is something that has become a vital concern of DebtBusters, as many South African consumers have fallen victim to it. According to the National Credit Act, the regulations about reckless lending go as follows: (1) A credit agreement is r...

As per the National Credit Act (NCA) credit providers do not have to reduce interest rates. The good news is that many credit providers are willing to reduce interest rates so that a consumer can get out of debt in a reasonable period of time. If the debt...

Credit card debt consolidation is a viable debt solution for consumers that have accumulated a large amount of credit card debt. Credit card consolidation enables the consumer to consolidate multiple credit card payments into one single monthly payment. F...

Are you suffering from debt problems? Are you feeling disappointed and desperately trying to find the best debt solution? On the Internet there are many websites which provide debt help by offering debt counselling, debt elimination advices and other debt...